{"id":2108,"date":"2016-04-17T15:29:23","date_gmt":"2016-04-17T14:29:23","guid":{"rendered":"http:\/\/melyakub.com\/?p=2108"},"modified":"2018-06-21T01:50:00","modified_gmt":"2018-06-21T00:50:00","slug":"course-on-loan-application-and-management-process-for-the-small-business-owner","status":"publish","type":"post","link":"https:\/\/melyakub.com\/?p=2108","title":{"rendered":"COURSE ON: LOAN APPLICATION AND MANAGEMENT PROCESS FOR THE SMALL BUSINESS OWNER"},"content":{"rendered":"

\"Credit-Courses-Button1\"<\/span>We have come up with a course on\u00a0\u2018<\/span>Loan Application and Management Process for the Small Business Owner<\/em>\u2019. The objective of the course is to educate our youths and those who may wish to access various funding\u00a0opportunities<\/span>\u00a0in Nigeria on:<\/span><\/span><\/p>\n

a) How to assess the feasibility of your business idea and come up with a business plan,<\/span><\/p>\n

b) How to apply for the appropriate loan that will meet your requirement,<\/span><\/p>\n

c) How to commit yourself and your business towards full repayment of your loans. <\/span><\/p>\n

This course is coming up in various cities in Nigeria from May 2016. The course outline is shown below and summary of the various topics presented in our next four posts. \u00a0<\/span><\/p>\n

PART I. BEFORE YOU APPLY FOR A BUSINESS LOAN:<\/strong><\/span><\/p>\n

    \n
  1. Understand your business (Or, Do you have a business plan?)<\/span><\/li>\n
  2. Understand what you need (Or, Do you really need a loan?)<\/span><\/li>\n
  3. Sources of loans\/Loan types\/Loan requirements<\/span><\/li>\n<\/ol>\n

    PART II. APPLYING FOR BUSINESS LOAN:<\/strong><\/span><\/p>\n

      \n
    1. Discuss with your Lender (Or, What the bank checks)<\/span><\/li>\n
    2. Prepare and Submit your documents<\/span><\/li>\n
    3. Follow up<\/span><\/li>\n<\/ol>\n

      PART III. RECEIVING YOUR LOAN OFFER:<\/strong><\/span><\/p>\n

        \n
      1. Review the terms of the loan offer<\/span><\/li>\n
      2. Accept the offer<\/span><\/li>\n
      3. Meet the ‘conditions precedent\u2019 to drawdown<\/span><\/li>\n<\/ol>\n

        PART IV. LOAN UTILISATION AND REPAYMENT:<\/strong><\/span><\/p>\n

          \n
        1. Purpose and utilization<\/span><\/li>\n
        2. Relationship management<\/span><\/li>\n
        3. Repayment<\/span><\/li>\n
        4. Handling loan problems<\/span><\/li>\n<\/ol>\n

           <\/p>\n

          The dates and venues of the course will be posted shortly.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

           <\/p>\n","protected":false},"author":2,"featured_media":2136,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[66],"tags":[61,52],"class_list":["post-2108","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-recent-posts","tag-loans","tag-training","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/posts\/2108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/melyakub.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2108"}],"version-history":[{"count":1,"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/posts\/2108\/revisions"}],"predecessor-version":[{"id":3195,"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/posts\/2108\/revisions\/3195"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/melyakub.com\/index.php?rest_route=\/wp\/v2\/media\/2136"}],"wp:attachment":[{"href":"https:\/\/melyakub.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/melyakub.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/melyakub.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}